Privacy Policy.

At The Billion Dollar Company ("Company," "we," "our," or "us"), your trust matters. We believe that protecting your personal information is part of building that trust.

This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you interact with our websites, applications, products, services, events, memberships, communications, and educational programs.

This Privacy Policy applies to your use of:

• mybilliondollarlife.com
• app.mybilliondollarlife.com
• Any current or future website operated by The Billion Dollar Company
• The Society membership
• Builder's Letter
• Digital courses and educational programs
• Workshops and webinars
• Live and virtual events
• Ask Ash
• Email communications
• SMS/text messaging
• Any products or services offered by The Billion Dollar Company (collectively, the "Services")

By accessing or using our Services, you acknowledge that you have read and understand this Privacy Policy.

Depending on how you interact with us, we may collect the following categories of information.

Information You Provide

You may choose to provide information such as:

• Name
• Email address
• Mobile phone number
• Mailing address
• Billing information
• Account login credentials
• Profile information
• Survey responses
• Health or wellness goals you voluntarily share
• Questions submitted through Ask Ash
• Community posts or comments
• Messages sent to our support team
• Information submitted through forms, registrations, or applications

Providing certain information may be necessary to access specific Services, memberships, or events.

Payment Information

When you purchase a product or service, payment information is processed by our third-party payment providers, such as Stripe. We do not store or have access to your complete credit card or payment information. Payment information is handled directly by the payment processor in accordance with its own privacy and security policies.

Information Collected Automatically

When you visit our websites or use our applications, certain information may be collected automatically, including:

• IP address
• Browser type
• Device type
• Operating system
• Internet service provider
• Referring website
• Pages viewed
• Time spent on pages
• Links clicked
• Date and time of visits
• General geographic location
• Cookies and similar tracking technologies

This information helps us improve website performance, security, and user experience.

Information From Third Parties

We may receive information from trusted third-party service providers, including platforms used to process payments, manage email communications, host events, analyze website traffic, or provide customer support.

Examples may include:

• Stripe
• Google Analytics
• Meta (Facebook & Instagram)
• Zoom
• GoHighLevel
• Kajabi
• Skool
• Email service providers
• SMS communication providers

Information received from these providers is governed by both this Privacy Policy and the policies of the applicable third party.

We use the information we collect to operate, improve, and protect our Services. Depending on how you interact with us, your information may be used to:

• Create and manage your account
• Process purchases and recurring membership subscriptions
• Deliver products, programs, courses, memberships, and events
• Respond to questions and customer support requests
• Send confirmations, receipts, and important account notifications
• Provide educational content and resources you request
• Personalize your experience within our Services
• Improve our websites, applications, products, and customer experience
• Analyze website traffic and user engagement
• Detect fraud, unauthorized access, or security incidents
• Comply with applicable laws and legal obligations
• Communicate with you about updates, promotions, events, products, and services, subject to your communication preferences

We do not use your personal information for automated decision-making that produces legal or similarly significant effects.

We value your trust and do not sell your personal information. We may share your information only in the circumstances described below.

Service Providers

We work with trusted third-party service providers who help us operate our business and deliver our Services. These providers may assist with:

• Payment processing
• Website hosting
• Application hosting
• Customer relationship management (CRM)
• Email communications
• SMS messaging
• Event registration
• Video conferencing
• Analytics
• Marketing
• Customer support
• Security and fraud prevention

These providers receive only the information reasonably necessary to perform services on our behalf and are contractually or legally obligated to protect your information.

Business Transfers

If The Billion Dollar Company is involved in a merger, acquisition, sale of assets, financing, or other business transaction, your information may be transferred as part of that transaction, subject to applicable law.

Legal Requirements

We may disclose information if we believe disclosure is reasonably necessary to:

• Comply with applicable law
• Respond to lawful requests from government authorities
• Enforce our agreements
• Protect the rights, safety, or property of The Billion Dollar Company, our users, or others
• Investigate fraud or suspected illegal activity

With Your Consent

We may share information for any additional purpose when you expressly authorize us to do so.

Payments made through our Services are securely processed by third-party payment processors. We do not collect or store your complete payment card information on our servers.

Payment processors maintain their own privacy practices, security standards, and compliance obligations. We encourage you to review the privacy policies of any payment provider you use when making purchases through our Services.

If you provide your email address or mobile phone number, you may receive communications related to your account, purchases, memberships, educational content, events, or services.

With your consent where required by law, we may also send newsletters, promotional emails, updates, announcements, and marketing communications.

You may unsubscribe from marketing emails at any time by selecting the "Unsubscribe" link included in the email. If you have opted in to receive text messages, you may opt out at any time by replying STOP to any message. For assistance, reply HELP or contact us directly.

Message and data rates may apply depending on your mobile carrier. Your consent to receive marketing communications is not a condition of purchasing any product or service. We do not sell, rent, or share your SMS opt-in information with third parties or affiliates for their own marketing purposes.

Like many websites and online services, we use cookies and similar technologies to improve your experience, understand how our Services are used, and support the operation of our business.

Cookies are small text files placed on your device that help websites remember information about your visit. We may use cookies and similar technologies to:

• Keep you signed in to your account
• Remember your preferences and settings
• Improve website functionality
• Measure website performance and traffic
• Understand how visitors use our Services
• Personalize content and user experience
• Support marketing and advertising efforts

Some cookies are necessary for our Services to function properly, while others help us improve our websites and better understand how people engage with our content. Most web browsers allow you to manage or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of portions of our Services.

If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You agree to provide accurate, current, and complete information and to update your account information as necessary. If you believe your account has been accessed without authorization, please notify us promptly so we can help secure your account.

We reserve the right to suspend or terminate accounts that violate our Terms of Use, compromise the security of our Services, or are used for unlawful or fraudulent purposes.

We retain personal information only for as long as reasonably necessary to:

• Provide our Services
• Maintain your account
• Fulfill contractual obligations
• Comply with legal, tax, accounting, and regulatory requirements
• Resolve disputes
• Enforce our agreements
• Protect the security and integrity of our business

When personal information is no longer needed for these purposes, we will securely delete, anonymize, or otherwise dispose of it in accordance with applicable law and our internal data retention practices.

Protecting your information is important to us. We maintain administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

While we take reasonable steps to safeguard your information, no method of transmitting information over the internet or storing electronic data is completely secure. As a result, we cannot guarantee absolute security.

You are also responsible for helping protect your information by maintaining the confidentiality of your account credentials and using secure devices and networks when accessing our Services.

Depending on where you live, you may have certain privacy rights under applicable law. These rights may include the ability to:

• Request access to the personal information we maintain about you.
• Request correction of inaccurate or incomplete personal information.
• Request deletion of certain personal information, subject to applicable legal exceptions.
• Request a copy of certain personal information in a portable format, where required by law.
• Object to or request restrictions on certain processing activities where permitted by law.
• Withdraw consent where we rely on your consent to process personal information.

To exercise any applicable privacy rights, please contact us using the information provided at the end of this Privacy Policy. We may need to verify your identity before responding to certain requests.

If you believe we have not handled your request appropriately, you may also have the right to contact the privacy or consumer protection authority in your jurisdiction.

Our Services are intended for individuals who are at least 18 years of age or the age of majority in their jurisdiction. We do not knowingly collect personal information directly from children under the age of 13.

If you are a parent or legal guardian and believe that a child has provided personal information to us without your consent, please contact us. If we become aware that we have collected personal information from a child in violation of applicable law, we will take reasonable steps to delete that information.

From time to time, parents or legal guardians may choose to purchase or participate in certain educational programs or events on behalf of a minor. In those situations, any information collected will be handled in accordance with this Privacy Policy and applicable law.

Our Services may contain links to websites, applications, products, or services operated by third parties. We are not responsible for the privacy practices, content, security, or policies of any third-party websites or services. Your interactions with those third parties are governed by their own terms and privacy policies.

We encourage you to review the privacy policies of any third-party service before providing personal information.

We may update this Privacy Policy from time to time to reflect changes in our Services, business practices, technology, or applicable law.

When we make material changes, we will update the "Effective Date" at the top of this Privacy Policy and, where required by law, provide additional notice. Your continued use of our Services after an updated Privacy Policy becomes effective constitutes your acknowledgment of the revised Privacy Policy.